SELECT
Custom coverage for you and your family.
Dental benefits with the flexibility to add vision, hearing, or both!
Dental Only. Dental & Vision. Dental & Hearing. Dental, Vision & Hearing
Benefits that make sense.
HIDDEN COSTS OF DENTAL
65M
Nearly 65 million American adults have some form of periodontal disease.
2X
People with periodontal disease are twice as likely to develop heart disease.
$45B
More than $45 billion in productivity is lost in the U.S. to unplanned, emergency dental care each year.
PLAN HIGHLIGHTS
-
$1,000, $1,500, $3,000, or $5,000 Policy Year Maximums available
-
$0 or $100 Deductible
-
Orthodontia Benefits
-
Glasses, Contacts, and Hearing Aid Benefits
-
No Waiting Periods for Dental Services (except Orthodontia)
Dental
PREVENTIVE SERVICES
No waiting period
Semi-Annual exams, cleanings, and x-rays (bitewing) covered at 100% In-Network
BASIC SERVICES
No waiting period
Including x-rays, fillings, extractions and more!
-
Year 1 - 65%
-
Year 2 and thereafter - 80%
MAJOR SERVICES
No waiting period
Including bridges, crowns, full dentures or partials, implants, full mouth extractions and more!
-
Year 1 - 20%
-
Year 2 and thereafter - 50%*
ORTHODONTIA
12 month waiting period
-
Year 2 and thereafter (In-Network ONLY) - 50% of eligible expenses up to the lifetime maximum of $1500.00 per insured.
Note: Lifetime maximum is shared with policy annual maximum benefit
Vision
BASIC SERVICES
No waiting period
Basic eye exam, eye refraction, single lenses, bifocal lenses, and progressive lenses; 1 per year
-
Year 1 – 60%
-
Year 2 – 70%
-
Year 3 and thereafter – 80%
FRAMES AND LENSES
$200 maximum per year
Eyeglass Frames - 6 month waiting period
Contact Lens Fitting Fee:
-
$15; 1 per year
Anti-Reflective Lenses
-
$45; 1 per year
Polycarbonate Lenses
-
$40; 1 per year
Hearing
EXAMINATION
No Waiting Period
HEARING AID AND NECESSARY REPAIRS OR SUPPLIES
12 Month Waiting Period
-
up to $750 maximum per ear, per year
Note: Annual maximum is shared with policy maximum benefit
Disclaimer: After your waiting period and once you have paid your Policy Year Deductible of $100, we will pay the percentages listed for the covered services up to the chosen Policy Year Maximum Benefit.
